The 406 EPC certificates on record for EC4A paint a clear picture — the area averages 69 out of 100, placing it around the national average. The national average is 67, which means EC4A performs roughly in line with the rest of the country. The most common rating band is C, with 21.4% of homes rated A or B and 63.8% in the C or D bands. Meanwhile, 2.7% of homes sit in the F or G bands — the least efficient categories. In practical terms, a C rating suggests reasonably efficient homes, though there is still room for improvement on heating and insulation.

Flats make up the bulk of the housing in this district. Flats alone account for 93% of all certificated properties — a distinctly urban profile. Around 39% of properties are owner-occupied , while 57% are privately rented . That high proportion of rental homes matters — landlords in EC4A must comply with the Minimum Energy Efficiency Standards (MEES), which currently require at least an EPC E rating. Properties rated F or G cannot legally be let. A significant share of homes here rely on electric heating, which tends to be more expensive per unit of energy than gas.

There is genuine room for improvement here. If every recommended upgrade were carried out, the average score could climb from 69 to 78 — a 9-point jump that would lift the typical rating to C. If you live in EC4A and want to reduce your energy bills, start with our guide to loft insulation — it is one of the most cost-effective upgrades you can make.