EC3M is around the national average for energy efficiency.
7.1% of homes are rated F or G — above the national average of 2.9%.
Based on 14 Energy Performance Certificates, EC3M in City of London has an average EPC score of 67 out of 100, placing it around the national average. To put this in context, the national average sits at 67. The most common rating band is C, with 0.0% of homes rated A or B and 85.7% in the C or D bands. Meanwhile, 7.1% of homes sit in the F or G bands — the least efficient categories. In practical terms, a C rating suggests reasonably efficient homes, though there is still room for improvement on heating and insulation.
Most of the housing stock here consists of flats. Flats alone account for 93% of all certificated properties — a distinctly urban profile. Around 14% of properties are owner-occupied , while 86% are privately rented . That high proportion of rental homes matters — landlords in EC3M must comply with the Minimum Energy Efficiency Standards (MEES), which currently require at least an EPC E rating. Properties rated F or G cannot legally be let. Gas central heating is the main fuel source for 93% of homes, which is typical for urban areas across England.
There is genuine room for improvement here. If every recommended upgrade were carried out, the average score could climb from 67 to 77 — a 10-point jump that would lift the typical rating to C. If you live in EC3M and want to reduce your energy bills, start with our guide to loft insulation — it is one of the most cost-effective upgrades you can make.
EPC Rating Distribution
Energy Efficiency Score
Potential score if all improvements made: 77 (rating C)
Recommended Improvements
Government funding may be available for some of these improvements. Check grants →
More data — property types, tenure & fuel
Property Types
Tenure
Over 35% of homes in EC3M are privately rented — private rental properties often have lower EPC ratings.
Main Fuel Types
Frequently asked questions
What is the average EPC rating in EC3M?
Homes in EC3M have an average EPC rating of D, scoring 67 out of 100 for energy efficiency. That figure comes from 14 certificates issued across the district.
This is broadly in line with the national average of 67 — neither particularly efficient nor particularly wasteful. A D rating typically means higher-than-necessary heating bills, especially in older properties without adequate insulation.
What percentage of homes in EC3M are rated F or G?
7.1% of homes in EC3M fall into the F or G bands — the lowest energy efficiency ratings. Nationally, the figure is 2.9%.
That means EC3M has a higher-than-average proportion of poorly insulated homes. On the positive side, many of these properties may qualify for free improvements through government schemes like ECO4 or the Great British Insulation Scheme. Landlords should note that F and G rated properties cannot legally be rented out under current MEES rules.